Archive for May 26th, 2009

It took only three years to wipe away six years of boomtime home-price gains

Continue Reading Add comment May 26th, 2009

Home prices fell 19.1% in the first quarter compared to the previous year, the largest decline in the 21-year history of Standard & Poor’s Case-Shiller Home Price Index series.

Case-Shiller’s 20-city index for March saw an 18.7% decline, including a 6.1% drop in Minneapolis, the largest monthly decline for any metro area in the history of the indices.

Paul Dales, U.S. economist for Capital Economics in Toronto, pointed out the massive home price gains from 2000 to 2006 have now vanished. Home prices have fallen back to 2002 levels in nominal terms, according to Case Shiller. But they’ve returned to 2000 levels when inflation is accounted for.

“We’ve had 6 years of massive appreciation wiped out in 3 years of sharp declines,” Dales said.

Home sales are improving, a sign that a bottom could be near. But home prices are likely to continue to fall for some time. Some cities have already overshot pre-boom price levels. Detroit, for example, is already at 1995 levels, even before inflation is accounted for.

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When it makes sense to rent

Continue Reading Add comment May 26th, 2009

In 2004, Tim Jones bought a little piece of the American dream: a modest three-bedroom home in Bend, Ore., that went for $218,000. Three years later he married and was ready for phase two of the dream: trading up. But instead of buying, he and wife Elise pocketed the $100,000 profit from the sale of their house and rented bigger digs. Read more »


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